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What is FASTAG? 

FASTag is an electronic toll collection system in India, operated by the National Highway Authority of India (NHAI). It employs frequency Identification (RFID) technology for creating toll payments directly from the prepaid or bank account linked thereto or directly toll owner. it's attached on the windscreen of the car and on any vehicle and enables us to drive through toll plazas no end for transactions. The tag is often purchased from official Tag issuers or participating Banks, and if it's linked to a prepaid account, then recharging or top-up is as often as per requirement. As per NHAI, FASTag has unlimited validity. 7.5% of cashback offers were also provided to market the utilization of FASTag. Dedicated Lanes at some Toll plazas are built for FASTag.

Why is it important?

From December 1, the govt has made it compulsory for all cars, jeeps, vans, buses, trucks and off-road vehicles (commercial and private), passing through toll booths on national highways, to pay toll using FASTag. FASTag-payment is presently available at over 450 toll plazas all over national and state highways. an entire list of FAStag-enabled toll plazas is out there on the National Payments Corporation of India website — npci.org.in/netc. More toll plazas are going to be added to the present list within the future. A cash-back scheme of two .5 percent until March 31, 2020, is out there on FASTag payments at national highways for eligible customers.FASTag is vital for the govt during a few ways. It promotes digital payments and makes it easier to stay tabs on vehicles and therefore the toll booths. The cost of storage and transportation of money also as manpower at the toll booths comes down. It helps avoid traffic build-up at toll booths and save fuel expended by vehicles during the wait. Reports indicate that the govt plans to use data from the devices utilized in electronic toll collection to watch traffic and rework its toll policy also.

Why should I care?

If you own one or more four-wheelers, you would like to get your FASTag soon. From December 1, all lanes at fee plazas barring one in each direction are going to be designated as FASTag lanes on national highways. Any vehicle getting into a FASTag lane without a tag will need to pay twice the applicable fee for that category of the auto.

FASTags are issued by 23 certified banks including some small finance banks, payments banks, and co-operative banks. The list of banks is out there within the NPCI website. FAStags also can be obtained from select toll plazas, petrol pumps, RTOs, or online at Amazon. differently to urge it's to download the MyFASTag app (available for Android and iPhone) then proceed to either buy from the banks or at Amazon through the app.

Charges vary counting on the vendor also because of the sort of vehicle. At ICICI Bank, as an example, you would like to pay ₹499.12 if you own a car. This feature includes a tag deposit of ₹200, a minimum recharge amount of ₹200 and a joining fee of ₹99.12 having GST. The documents required include the Registration Certificate of the vehicle, passport size photo of the owner and KYC documents (ID and address proof).

Depending on where you buy the FASTag from, you'll have either link it on to your checking account or use a pre-paid wallet and recharge (wallet) it from time to time. A FASTag account will capture all the transactions associated with the vehicle. SMS alerts for every transaction, low balance, and so on, are available. FASTag is vehicle specific and once affixed, can't be transferred. once you sell your vehicle, you'll close your FASTag account associated with that vehicle.

FASTag is an electronic toll collection system in India, handled by the National Highway Authority of India (NHAI). It employs frequency Identification (RFID) technology for creating toll payments directly from the prepaid wallet or bank account linked thereto or directly toll owner. it's affixed on the windscreen of the vehicle and enables us to drive through toll plazas no end for transactions. The tag is often purchased from official Tag issuers or participating Banks, and if it's linked to a prepaid account, then recharging or top-up is often as per requirement. As per NHAI, FASTag has unlimited validity. 7.5% of cashback offers were also provided to market the utilization of FASTag. Dedicated Lanes at some Toll plazas are built for FASTag.

FasTag As A Pilot Project 

1. In January 2019, state-run oil marketing companies IOC, BPCL and HPCL have signed MoUs enabling the utilization of FASTag to form purchases at petrol pumps.

2. As of September 2019, FASTag lanes are available on over 500 national and state highways and over 54.6 lakh (5.46 million) cars are enabled with FASTag.

3. The system was initially found out as a pilot program in 2014 on the stretch of the Golden Quadrilateral between Ahmedabad and Mumbai.

4. The system has been implemented on the Delhi - Mumbai Quadrilateral arm on 4 November 2014.

5. In July 2015, toll plazas on the Chennai - Bangalore stretch of the Golden Quadrilateral started accepting FASTag payments.

6. By April 2016, FASTag was unrolled to 247 toll plazas on national highways across India, representing 70% of all toll plazas within the country at the time.

 7. by 347 fee plazas out of 366 on national highways by 23 November 2016, across the country, accept FASTag payments.

8. On 1 October 2017, the NHAI launched a FASTag lane altogether 370 toll plazas under its ambit.

9. On 8 November 2017, it had been followed up by making FASTag mandatory on all new vehicles sold in India after December 2017.

10. it had been announced on 19 October 2019 that FASTag is going to be mandatory on all National Highways from 1st of December 2019 and now-FASTag users are going to be charged double the toll.

11. During November, Hyderabad airport launches the FASTag parking lot facility, by 15 December 2019, FASTag became mandatory allover India.

List Of All Bank Offering FASTAG 

FASTag may be a tool that employs frequency Identification (RFID) technology for creating toll payments directly from the purchaser's linked prepaid or savings/current account. it is a device affixed on the windscreen of your vehicle that enables you to drive through toll plazas, no end for cash transactions. Here may be a list of banks which will issue a FASTag, inspect the list:

List of all the banks which will issue a FASTag

State Bank of India: 1800-11-0018

Axis Bank: 1800-419-8585

IDFC Bank: 1800-266-9970

HDFC Bank: 1800-120-1243

ICICI Bank: 1800-2100-104

Karur Vysya Bank: 1800-102-1916

Kotak Mahindra Bank: 1800-419-6606

EQUITAS Small Finance Bank: 1800-419-1996

PayTM Payments Bank Ltd: 1800-102-6480

Syndicate Bank: 1800-425-0585

Federal Bank: 1800-266-9520

South Indian Bank: 1800-425-1809

Fino Payments Bank: 1860-266-3466

Punjab National Bank: 080-67295310

Punjab & Maharashtra Co-op Bank: 1800-223-993

Saraswat Bank: 1800-22-9999

City Union Bank: 1800-2587200

Bank of Baroda: 1800-1034568

IndusInd Bank: 1860-5005004

Yes Bank: 1800-1200

Union Bank: 1800-222244

Nagpur Nagarik Sahakari Bank Ltd: 1800-2667183

The government's new initiative is going to be applicable from December 1 across the country to extend transparency and efficiency in processing transactions. The Indian Highways Management Company Ltd and various banks have established quite 28,500 point-of-sale locations.

Here are the advantages of using FASTag:

Fastag will remove traffic jam at the toll plazas

You no got to carry cash for the toll transactions, it saves some time

SMS alerts are going to be sent to you for all of your toll transactions, low balance, etc
The non-stop movement of vehicles results in lower your fuel cost

You can recharge your FASTag online through MasterCard / open-end credit / NEFT/ RTGS or Net banking

FASTag also causes environmental benefits like reducing pollution and therefore the use of paper.